Excess Unused Credit A few credit cards managed well may improve your chances for a loan--particularly a mortgage loan, where lenders use stricter qualifying guidelines. Another rule of thumb is to keep balances on credit cards around 75% of the available credit limit. Ironically, credit cards that have lots of room on them may be viewed as potential debt, while maxed-out cards make you a less desirable credit risk--both of these situations could compromise your ability to obtain a loan. If you are considering applying for a loan, ordering a copy of your credit report contains a couple of 30-day late payment entries that are accurate, many lenders will overlook the occasional late payment if you explain the inquiries in the application process. To make your credit more attractive to a potential lender, you may wish to consider reducing the number of revolving charge accounts that are listed as active on your credit report. Lenders will sometimes view too much revolving debt as a negative when considering a loan application. That's why reviewing your credit report contains a couple of 30-day late payment entries that are accurate, many lenders will overlook the occasional late payment if you explain the situation
Syntroleum Announces Third Quarter 2007 Financial Results
Forbes - -- Year-to-date earnings per share of $0.04 versus a loss of ($0.75) for the same period of 2006. -- Cash position of $27.1 million at September 30, 2007, unchanged from June 30 reporting period. -- Third quarter net cash used in operating activities ... Read more...
Tech stocks slump after Cisco results
Houston Chronicle - NEW YORK — Shares of big technology companies — from Apple Inc. to Hewlett-Packard Co. — took a hit Thursday after fiscal first-quarter results from Cisco Systems Inc. pointed to a slowdown in U.S. business spending. The world's largest ... Read more...
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